Legislation wrap-up: new rules for flood insurance, organ transplants, annuities and discount health plans

Get your medical bills lowered.” A solution so simple, it’s brilliant.” “The savings do not stop there.”

As people struggle to find affordable health care, many are turning to discount health plans. And some buyers, who mistakenly think they’ve bought insurance coverage with full benefits, are discovering that the discounts are much more limited than they thought.

Several new laws, including one requiring more regulation and disclosure for such plans, took effect yesterday. The others include laws shortening the insurance waiting period for some people getting organ transplants, consumer-protection changes involving flood insurance, and new rules for annuities.

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