Congressional Health Plans, Inc. ordered to stop sales in Washington

A company calling itself "Congressional Health Plans Inc." has been ordered to stop selling illegal insurance-related products to Washingtonians.

Company officials "have represented their product as health insurance and have acted in concert to sell unauthorized health insurance to Washington residents," according to a cease and desist order issued this week by state insurance commissioner Mike Kreidler.

The order names Congressional Health Plans, Inc., also known as Insurance Group USA, Inc., and Rdk Insurance, Inc., based in Hallendale, Fla. The order also includes corporate officers Dan Kaleky, Kevin Caricato and Matthew Herman.

Neither the company nor any of the three men are licensed to act as an insurer, agent or broker in Washington. Nor are they licensed to sell discount health plans in Washington.

They were ordered to turn over a list of all customers in Washington, premiums paid, and to replace any improperly sold insurance with an authorized policy upon any customer's request.

The Better Business Bureau gives the company an F rating, based on 6 unanswered complaints over the past three years.